Customer Identification Notice

In accordance with Section 326 of the USA PATRIOT Act signed October 26, 2001 all persons are subject to the identity verification requirements even though they may be a long term customer of and/or well known to iFreedom Direct Corporation (“iFreedom Direct”). For the purpose of the regulation, an “account” includes every formal banking relationship that entails ongoing services, dealings or transactions. Some examples are a deposit account, loan, trust relationship or safe deposit box rental. iFreedom Direct makes mortgage loans, and verifies the identity of its borrowers. If you request a mortgage loan from iFreedom Direct and iFreedom Direct has not previously verified your identity under the new regulatory requirements, iFreedom Direct will request documentary verification of your identity, such as driver’s license or passport and/or it will verify your identity through other non-documentary methods. Similar identification requirements apply to business entities such as corporations and partnerships. In all cases protection of our customers’ identity and confidentiality is iFreedom Direct’s pledge to you.